About

At David Carfray Financial Services we provide a bespoke, comprehensive “lifestyle financial planning” service. Whatever stage you’re at in life, we’re here to provide support, expertise and advice to help you on your way.

David Carfray has over 30 years financial services experience, initially within the banking sector before becoming an Independent Financial Adviser in 1998. The past two decades have been spent working closely with local solicitors and clients of all types, building lasting relationships and helping clients and their families achieve their financial goals whether looking for their first mortgage or financing a secure retirement. Our full advice areas are shown below.

Established in 2023, the team at David Carfray Financial Services has many years’ experience providing practical financial planning advice to people, families and businesses in Ayrshire and the surrounding area.

We are committed to putting our clients at the heart of everything we do and to developing long-term relationships. This is achieved by ensuring that we understand the individual needs of each client, and by implementing tailored financial plans to address those needs.

At David Carfray Financial Services, we pride ourselves on our friendly and approachable nature, and on playing an integral part of the local community.

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